Our Story

Founded in 2003 by Timothy Kincaid, Kincaid Frame & Associates emerged from a recognition that healthcare finance required specialized legal expertise beyond what traditional commercial finance practices could provide. With over 40 years of experience in the field, Mr. Kincaid pioneered the first healthcare receivable-backed securities rated by a nationally recognized rating agency.

Since our founding, we have closed hundreds of healthcare receivable financings, representing billions of dollars in transactions. Our practice has evolved alongside the healthcare finance industry, developing deep expertise in the regulatory complexities unique to healthcare lenders, including lenders to skilled nursing facilities, hospitals, home health agencies, and others.

Today, KFA stands as a trusted advisor to specialty finance companies and banks nationwide, providing the sophisticated counsel of a major law firm with the efficiency and focus of a boutique practice.

Our Values

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Focused Expertise
We focus exclusively on healthcare finance, allowing us to provide unmatched depth of knowledge in this complex field.
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Client Partnership
We build long-term relationships with our clients, becoming trusted advisors who understand their unique needs and goals.
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Practical Solutions
Our approach balances legal precision with business pragmatism, delivering solutions that work in the real world.
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Industry Leadership
We stay at the forefront of healthcare finance developments, helping shape industry standards and best practices.
50 +
Years of Experience
100 %
Healthcare Finance Focused
350 +
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